The blog

Clear thinking about money.

The most popular budgeting rule is a great start and a poor finish. We ran it against three real household budgets to see where it bends.

Priya NairOct 14, 20262 min read

Three months? Six? It depends on how stable your income is and how quickly your costs could fall. A simple way to find your number.

Priya NairOct 7, 20262 min read

What an index fund is, why low costs matter so much, and the few questions to ask before you buy one.

Marcus BellSep 30, 20262 min read

When an app asks to "connect your bank", what happens behind the scenes? Consent, tokens and what the app can and cannot see.

Priya NairSep 23, 20262 min read

Why starting ten years earlier can matter more than investing twice as much — illustrated with simple numbers.

Marcus BellSep 16, 20262 min read